To make a purchase now, and divide the cost into lower monthly payments that can be distributed over time, check out Affirm.com! This is a third-party that provides financing options for purchases over $100, and does not impact your credit score (unless of course payments are not made). You can receive pre-approval instantly to determine how much you are qualified to spend. When you're ready to make a purchase, Affirm will create a virtual card that you can use to pay for your purchase. 
 

Step 1: Visit Affirm.com and follow the instructions.

Step 2: Download the Affirm App.

Step 3: Search for "Dog Training", then select “Pay with a one-time-use virtual card.”
Step 4: Complete the application and select the loan terms that suit you best to receive your virtual card. 

Step 5: Use the virtual card to complete your purchase.

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Please note: Affirm.com is not affiliated with my company in any way, I have no control over approval amounts, offers, repayment schedules, payments etc. Loan terms are subject to additional fees.